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"We have excellent
credit
and we want a great rate with
no points or closing costs.
ZeroZeroRefinance is for us!"
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How to Apply. There are no application fees. Simply submit one simple form and we will contact
you right away by telephone to help you select your loan program
and lock in your interest rate. You can also apply by telephone.
We will then e-mail you a confirmation of your rate lock and
get your loan closed usually in less than 30 days.
Join our E-mail
list: Want to refinance but waiting for lower rates? Click here to join our rate watch
list.
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Is your loan at least $300,000?
Then
don't waste money paying for closing costs or points.
Refinance
your mortgage with
today's low rates and pay Zero:
ZERO Points
ZERO Application fees
ZERO Lender junk fees
ZERO Attorney Fees
ZERO Title Insurance Fees
ZERO Recording Fees
Interest
and escrows
(which are not fees)
Are your responsibility
Note: Appraisal fee is paid
at time
of application and refunded at closing
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Week of May 11, 2009
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Loan Program |
Rate |
APR |
| 30 Year Fixed up to $417,000 |
5.250% |
5.250% |
5/1 Adjustable up to
$1,00,000 |
5.000% |
5.210% |
| 15 Year FNMA Fixed |
5.125% |
5.125% |
Program
Notes: Currently available in the
following states: Connecticut, Florida, New Jersey, Pennsylvania
and New York
(see exceptions for New York & Florida). |
All rates
above are for loans with
zero points and zero closing costs |
| Tired of Paying Closing Costs When You Refinance?
If your
loan is $300,000 or more and your credit score is over 680, we
can offer you a zero point / zero closing cost refinance (If
not, submit your loan request and the closer your loan is to
$300,000 then the closer to zero your closing costs will be).
When we say zero points, we mean zero discount, loan origination,
mortgage broker points or any other type of points. And when
we say zero closing costs, we mean no application fees, credit
report fees, lender closing fees and no attorney, recording,
title search or title insurance fees. If an appraisal is needed
for your property, you pay the appraisal fee directly to the
appraiser and your total appraisal cost is refunded to you at
closing. At the closing, you will see all of the normal fees
charged for a refinance and you will also see a full credit for
every one of those fees. Closing costs are not added to
your loan amount and you are not paying a higher rate
for this option. This program is real and you can speak to the
actual attorney or title agent who will close your loan before
you apply to confirm that you will really be getting a zero point
/ zero closing cost loan. |
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